Financing for professional services

Small business finance for the pros using finance the right way

Nothing beats being your own boss, but managing your own professional services business has its fair share of challenges. As a business owner you'll often find that margins are tight to begin with, and if you factor in late payments by clients, the effects on your cash flow can be stressful, if not disastrous. Show more

A professional services business can accumulate high overheads quickly. Maintaining a steady cash flow is key to successfully running your business. This is where easy access to small business finance comes in.

With working capital on hand from Lulalend, you can have the financial flexibility to cover your day-to-day expenses and seize any growth opportunity that presents itself. You also have access to a revolving business credit facility to help your professional services business grow.

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We believe in small business

Most lenders will ask for a personal guarantee before offering business funding to professional business services or private practices such as physicians, lawyers, accountants or business consultants, especially sole traders who bootstrapped their small business from the ground up. Show more

Applying for small business finance from traditional lenders also comes standard with lengthy approval processes and tedious paperwork.

At Lulalend, we want to help you cut through the red tape to get the funding you need quickly and without hassle.

Accessing small business finance for your company shouldn't be complicated or time-consuming. This is why we've developed a way to give you access to small business finance up to R5 million in funding. Our online application will only take a few minutes of your time.

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How to apply for Lulalend small business finance

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R5 million line of credit | Choose 6 or 12-month terms | Apply in minutes

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

6 months
Total repayment
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

There's a better way to fund your business

"Lulalend took more into consideration than just the type of business. They were willing to lend to our organisation despite IMAS not being your typical business."

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Nkosinatho Thela