Industry specific business finance

Choose the finance that works for you

Industry-specific business financing caters to the specific needs of businesses operating in particular industries. Whether you’re a restaurateur or own a small manufacturing business, choosing funding specific to your line of business ensures you can cover the right expenses – without having to justify the spending. Show more

At Lulalend, we understand that as a business owner you know your business best – which is why we don’t need to know what you need your funding for. You can use your business financing as and when you need.

Remember, Lulalend’s online application is quick and easy and takes a few minutes to complete. Our assessment process takes less than 24 hours to get you funded.

  • Access up to R5 million over 6 or 12 months
  • Quick and easy online application
  • No paperwork required
  • No hidden costs or early settlement penalties

Find out how Lulalend can help your business move forward with business funding.

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Business credit you can access anytime

Lulalend is the first online small business lender in South Africa to offer an exclusive business capital facility that gives you access to up to R5 million. This gives you the peace of mind knowing you can immediately access business funding anytime you need it. Show more

When you require more funding to bolster your business, there is no need to re-apply or wade through unnecessary paperwork. You’ll be able to withdraw from your available balance whenever you need to.

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How to apply for Lulalend working business funding

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R5 million line of funding | Choose 3, 6, 9 or 12 month terms | Apply in minutes

Business financing for every type of business

To help you make the most of your business funding, we’ve detailed exactly how specific industries can use business financing to grow.


Financing for manufacturing | Get Funded with Lulalend

No matter the type of manufacturing you specialise in, access to business financing is crucial to maintaining business as usual during quieter periods, or taking the next step on your business’s growth path. It’s vital that access to business financing should be fast, easy and uncomplicated.


Financing for construction | Get Funded with Lulalend

Regular access to working capital is vital for construction companies that need to purchase equipment and material for their next project. Immediate access to cash flow can go a long way in helping business owners see existing projects through, while still allowing them to take advantage of new opportunities.


Financing for professional services | Get Funded with Lulalend

Nothing beats being your own boss, but managing your own professional services business has its fair share of challenges. Maintaining a steady cash flow is key to successfully running your business. This is where easy access to business financing comes in.


Retail finance | Get Funded with Lulalend

Stocking up on inventory can put pressure on your cash flow, especially when it comes to busy seasons. You want to ensure you always have the necessary stock on hand so you never miss out on sales. Ensure that you’re always prepared for online or offline sales by benefiting from Lulalend’s retail finance.


Financing for hospitality and restaurants | Get Funded with Lulalend

Running a successful restaurant, catering business or guesthouse isn’t all glitz and glamour. Even the hippest city centre hotspot needs business funding now and then to see it through the quieter trading months when visitors are exploring other shores.

Financing to suit your business

Unsecured small business funding